The following terms and conditions apply to all users of USD GOPAY and govern your access to and use of this site and the USD GOPAY Service. By using the USD GOPAY Service you acknowledge and agree to be bound by these terms and conditions and applicable laws.
The USD GOPAY Service enables you to make payments for services or bills electronically. Depending on the payment methods enabled by the business whose bills you are paying, you may be able to make payments by eCheck, credit card and/or debit card through interactive telephone voice response system (IVR), mobile application, the USD GOPAY website or by cash payments.
By accepting these Terms and Conditions you represent and warrant that:
As a user of the USD GOPAY Service you may be submitting bank account, card information or other personal information such as your e-mail address and phone number to USD GOPAY. You are responsible for any legal, regulatory or banking penalties and fees that may result from supplying false information to USD GOPAY. You may use the USD GOPAY Service to make payments on consumer and/or commercial accounts, depending on configuration. If the account used to make a payment is a banking or card account for your business then you must be an authorized signer on the account.
By using the USD GOPAY Service to send payment instructions to USD GOPAY you authorize USD GOPAY to send a message to your bank, card provider or financial network to charge your account and to send those funds to the designated bank account of the business whose bill you are paying.
In consideration of the use of the USD GOPAY Service you agree to pay a service fee, also known as a convenience fee, for each transaction initiated by you. The applicable fee will be provided to you prior to your final authorization of the transaction. If you are paying by card or by your bank account, your card will be charged or your bank account debited for the amount of the payment plus the service fee, or a separate amount depending on the configuration. If you are making a cash payment, the service fee must be paid at the time of the payment transaction. You agree to have sufficient funds available to pay your payment amount and the service fee. If any payment is returned unpaid from your financial institution for any reason you may be charged a return payment fee. The above referenced fees do not include charges that may be assessed by your card issuer, or your receiving bank, based on the terms of the agreement you may have with those entities, and USD GOPAY will not be liable for any recoupment of fees assessed to you.
Your payment account or your cash payment may be blocked from acceptance if in USD GOPAY’s opinion the payment poses risks to USD GOPAY’s business. USD GOPAY may impose limits in terms of the number of payments made or the value of a transaction in accordance with any of the following: limitations established by payment brands, limits established by retailers, payment processors, or USD GOPAY’s risk policy.
Use of the USD GOPAY Service is subject to applicable law and all applicable rules of any clearinghouse or payment network involved in collecting or processing your Payment.
If your payment is returned for any reason, you may be liable to a return payment fee. If you over pay on your account you may not be entitled to a refund. If a refund is allowed, it will be processed to the same payment account that the payment came from. If it is processed via ACH, refunds will not be made until at least 10 business days.
If your card issuer is not located in the United States, and if a transaction is a chargeback, you will be responsible for the actual amount of the chargeback transaction which may be greater than the amount of the initial transaction due to currency conversion.
If your payment is received after the due date of your bill, for any reason, you will remain responsible for any late charges and interest assessed. As a result, we recommend that you authorize your payment at least four (4) business days before the actual due date. It is the day your payment is received, not the day that instructions are sent that determines if your bill was paid on time.
USD GOPAY Retail Cash Payments (RCP) permits you to make cash payments for services or bills at participating retailers using a USD GoPay slip barcode or Token which is either printed or on a mobile device.
The USD GOPAY Service is provided for legitimate business purposes only. Any actual or attempted unauthorized access, use or modification of this system is prohibited. The use of this Service may be monitored for security reasons. Anyone accessing the Service expressly consents to such monitoring and is advised that if such monitoring reveals possible evidence of criminal activity USD GOPAY may provide evidence of such activity to law enforcement officials.
IN NO EVENT SHALL USD GOPAY BE LIABLE FOR ANY SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES. USD GOPAY’S TOTAL LIABILITY FOR DAMAGES RELATED TO THE USD GOPAY SERVICE SHALL BE LIMITED TO THE SPECIFIC DOLLAR AMOUNT OF THE CONVENIENCE FEE PAID TO USD GOPAY FOR THE PARTICULAR PAYMENT TRANSACTION WHICH IS THE SUBJECT MATTER OF THE CLAIM FOR DAMAGE.
USD GOPAY reserves the right to change or discontinue, temporarily or permanently the USD GOPAY Service at any time, or to terminate your use of the USD GOPAY Service. The terms and conditions may have been altered or amended from the last time you used the USD GOPAY Service so be sure to read it each time before you make a payment to be certain you still agree with the provisions.
This website and the USD GOPAY Service, the content and all related intellectual property are owned by USD GOPAY or third parties and all right, title and interest therein shall remain the property of USD GOPAY and/or such other third parties. The misuse of any of the intellectual property is expressly prohibited.